Describe the business, not just its name
Be ready to explain what you do, where you work, who you serve, whether you have employees, and what property or equipment the business relies on. Contracts, new locations, additional services, and changing payroll can be important to bring up.
Business insurance can involve several different policies. General liability, business property, workers’ compensation, professional liability, and bonds address different needs; one does not automatically replace another. Lisa can help organize the questions and compare options available for your situation.
A practical review checklist
- What work do you perform, and has that changed?
- What buildings, equipment, inventory, or tools does the business use?
- Do you have employees, subcontractors, or contractual insurance requirements?
- What deadlines or proof-of-insurance requirements should be considered?
Business coverage across four states
Lisa works with business clients in Minnesota, Wisconsin, Iowa, and Arizona. Requirements, policy forms, and eligibility vary by state, industry, and insurer. Ask questions before assuming a policy covers a particular job or contract.